{"id":4035,"date":"2021-10-08T13:58:57","date_gmt":"2021-10-08T13:58:57","guid":{"rendered":"https:\/\/www.cars.com\/?page_id=4035"},"modified":"2022-02-21T22:29:41","modified_gmt":"2022-02-21T22:29:41","slug":"best-motorcycle-insurance-companies","status":"publish","type":"page","link":"https:\/\/live.cars.com\/explore\/insurance\/best-motorcycle-insurance-companies\/","title":{"rendered":"Best Motorcycle Insurance Companies"},"content":{"rendered":"\n<section id=\"page-heading\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group sds-page-section__header news-index-header\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<ul class=\"sds-breadcrumb wp-block-list\"><li><a href=\"https:\/\/www.cars.com\">Home<\/a><\/li><li><a href=\"https:\/\/www.cars.com\/explore\/insurance\/best-car-insurance-companies\/\">Insurance<\/a><\/li><li>5 Best Motorcycle Insurance Companies of 2022<\/li><\/ul>\n\n\n\n<section class=\"author-content-container\">\n  <div class=\"author-content\">\n    <div class=\"author-content-byline\">\n      <a class=\"sponsor-logo\" href=\"https:\/\/money.com\" rel=\"sponsored\">\n        <img decoding=\"async\" alt=\"Money.com logo\" src=\"https:\/\/images.cars.com\/cldstatic\/wp-content\/uploads\/money.com_.png\">\n      <\/a>\n      <div>Sponsored by Money.com<\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<section class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h1 class=\"sds-heading--display wp-block-heading\" id=\"5-best-motorcycle-insurance-companies-of-2022\">5 Best Motorcycle Insurance Companies of 2022<\/h1>\n<\/div><\/section>\n\n\n\n<section id=\"zip-module\" class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"ca-widget\" data-token=\"v1de9892a186\"><\/div>\n<script async=\"\" defer=\"\" src=\"https:\/\/www.consumersadvocate.org\/embeds\/embedder.js?v=1\"><\/script>\n<\/div><\/section>\n<\/div><\/div>\n<\/div><\/section>\n\n\n\n<div class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<section id=\"insurance-intro\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">The best motorcycle insurance will keep you financially protected from curveballs the road throws at you, whether it\u2019s damage from lawsuits, bike theft or paying medical bills so you\u2019re fit to ride again.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are plenty of companies out there offering motorcycle insurance. All of them are happy to take your money, but some are better than others. That\u2019s why it\u2019s very important to shop around.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Companies can vary in their financial strength and ability to pay out for claims. Some companies provide different types of discounts and benefits that can offer you more protection for less money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Read on to get a feel for the best motorcycle insurance companies. Each individual\u2019s needs are unique. Use the comparison tool provided to get multiple quotes quickly and decide on the best option for you.<\/p>\n<\/div><\/section>\n\n\n\n<section id=\"map-section\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"ca-widget\" data-token=\"n4a206a44938\"><\/div>\n<script async=\"\" defer=\"\" src=\"https:\/\/www.consumersadvocate.org\/embeds\/embedder.js?v=1\"><\/script>\n<\/div><\/section>\n\n\n\n<section id=\"motorcycle-2\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p class=\"wp-block-paragraph\">We looked through the top motorcycle insurance companies out there. We assessed companies according to their financial strength, customer satisfaction and claims satisfaction ratings, discounts and the things that make each company unique.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Motorcycle insurance often isn\u2019t cheap, so make sure you go with the best option. Here are this year\u2019s top ratings.<\/p>\n<\/div><\/section>\n\n\n\n<section id=\"best-companies\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"sds-heading--2 wp-block-heading\" id=\"what-are-the-best-motorcycle-insurance-companies\">What Are the Best Motorcycle Insurance Companies?<\/h2>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li><a href=\"https:\/\/www.consumersadvocate.org\/pr\/uad424ee739d\" target=\"_blank\" rel=\"sponsored noopener\"><strong>Progressive<\/strong><\/a><\/li><li><a href=\"https:\/\/www.consumersadvocate.org\/pr\/ucb3808d8951\" target=\"_blank\" rel=\"sponsored noopener\"><strong>Allstate<\/strong><\/a><\/li><li><a href=\"https:\/\/www.consumersadvocate.org\/pr\/mc56f451ccb5\" target=\"_blank\" rel=\"sponsored noopener\"><strong>GEICO<\/strong><\/a><\/li><li><a href=\"https:\/\/www.consumersadvocate.org\/pr\/u3a8c3b0cfab\" target=\"_blank\" rel=\"sponsored noopener\"><strong>Harley-Davidson<\/strong><\/a><\/li><li><a href=\"https:\/\/www.consumersadvocate.org\/pr\/u6926d1e3f8d\" target=\"_blank\" rel=\"sponsored noopener\"><strong>Dairyland<\/strong><\/a><\/li><li><a href=\"https:\/\/www.consumersadvocate.org\/pr\/uf965a288460f\" target=\"_blank\" rel=\"sponsored noopener\"><strong>Markel<\/strong><\/a><\/li><\/ul>\n<\/div><\/section>\n\n\n\n<section id=\"progressive\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"progressive\"><a rel=\"sponsored noopener\" href=\"https:\/\/www.consumersadvocate.org\/pr\/uad424ee739d\" target=\"_blank\"><strong>Progressive<\/strong><\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Progressive has made a name for itself as one of the largest insurers of motorcycle riders in the U.S. In fact, the company claims to insure 1 out of every 3 riders. There are a lot of good reasons why Progressive has climbed to the top of the pack, starting with the things it offers standard on all policies.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">First is price. Progressive advertises motorcycle insurance rates starting as low as $79 per year. However, it does warn that the premium is for basic liability only and is not available in all states.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">All policies come with full-replacement cost coverage with no depreciation. That means if your bike is totaled, Progressive won\u2019t just offer you whatever your bike was worth before the accident. Instead, it goes one step further and gives you the cash needed to purchase a new bike of the same model. You can even add coverage for gear and personal belongings.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Progressive also guarantees that it\u2019ll pay for OEM parts when getting your bike fixed after an accident. If you purchase collision and comprehensive insurance, the company automatically gives you $3,000 worth of coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This coverage can be put toward custom equipment and accessories such as riding gear, and you can purchase more coverage if needed. These are generally options that other companies charge for, but Progressive offers it as a regular part of its coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">You can also manage your account and file a claim wherever you are with Progressive\u2019s mobile app, making it especially handy on extended road trips.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Covered Bikes:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>ATVs and UTVs<\/li><li>Cruisers<\/li><li>Custom bikes<\/li><li>Dirt bikes<\/li><li>Scooters<\/li><li>Mopeds<\/li><li>Sport bikes<\/li><li>Touring bikes<\/li><li>Vintage bikes (25 years or older)<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Standard Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Bodily injury and property damage liability<\/li><li>Uninsured\/underinsured motorist<\/li><li>Comprehensive and collision<\/li><li>Medical payments<\/li><li>Full replacement cost and no depreciation for parts<\/li><li>Accessories and custom parts\/equipment<\/li><li>OEM parts<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Optional Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Total loss coverage for a new motorcycle<\/li><li>Roadside assistance and trip interruption<\/li><li>Carried contents<\/li><li>Disappearing deductible<\/li><li>Enhanced injury protection<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Available Discounts:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Multi-policy (like homeowners insurance)<\/li><li>Responsible driver<\/li><li>Pay on time<\/li><li>Homeowner (even if your home is not insured by Progressive)<\/li><li>Quote in advance<\/li><li>Completing a motorcycle, ATV or snowmobile safety course<\/li><li>Switch from another company<\/li><li>Automatic bill pay<\/li><li>Having a valid motorcycle license or adding a motorcycle endorsement to your driver\u2019s license<\/li><li>Membership in either Harley Owners Group or United Services Automobile Association<\/li><li>Disappearing deductible (25% off your deductible for every claim-free motorcycle policy you have, potentially going all the way to zero)<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>AM Best Rating:<\/strong> A+ (superior)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00bb<\/strong> <a rel=\"sponsored noopener\" href=\"https:\/\/www.consumersadvocate.org\/pr\/uad424ee739d\" target=\"_blank\"><strong>Get a Quote From Progressive<\/strong><\/a><\/p>\n<\/div><\/section>\n\n\n\n<section id=\"allstate\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"allstate\"><a href=\"https:\/\/www.consumersadvocate.org\/pr\/ucb3808d8951\" target=\"_blank\" rel=\"sponsored noopener\">Allstate<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Allstate is another good option for motorcycle coverage. Nothing in particular sticks out as especially good with Allstate, but it\u2019s a solid option all around since it offers virtually every type of insurance policy available.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It also features a strong AM Best rating, though it received a slightly below-average rating for claims satisfaction from J.D. Power.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Allstate features all of the optional policy coverages you might expect, including coverage for trailers, rental reimbursement and new bike replacement cost if you total your current bike. It does not offer a separate policy for guest riders, however.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We also like that Allstate offers a first accident waiver, in which your premium won\u2019t increase because of a first accident. You must have a motorcycle policy with Allstate for at least 48 months, and the accident must be the only one in the previous 48 months where you are determined to be at fault.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">All policies come standard with $1,000 worth of coverage for custom equipment, with the option to purchase more in increments of $1,000 up to a maximum of $30,000. If you own a Harley-Davidson, a touring bike or a touring sport bike, you\u2019ll also get complimentary towing coverage if you break down somewhere.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Allstate has one important coverage type that most other providers don\u2019t have \u2014 or at least, don\u2019t advertise \u2014 and that\u2019s lease\/loan gap coverage. It covers the difference between what your bike is worth and the amount you owe on it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s valuable coverage to have if you purchase a new bike. This is due to the fact that the rapid depreciation on new bikes can easily leave you \u201cupside down\u201d on your bike, where you owe more on the bike than it\u2019s worth.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Without this coverage, you\u2019d need to cover the deficiency out of your own pocket. But if you have this coverage, and your bike is totaled, Allstate will cover the gap.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Covered Bikes:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Bikes not specified<\/li><li>ATVs<\/li><li>UTVs<\/li><li>Off-road vehicles<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Standard Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Bodily injury and property damage liability<\/li><li>Uninsured\/underinsured motorist liability and property damage<\/li><li>Comprehensive and collision<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Optional Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Medical payments<\/li><li>Personal injury protection<\/li><li>Towing and labor<\/li><li>Rental reimbursement<\/li><li>Motorcycle and off-road vehicle transport trailer damage<\/li><li>Loan\/lease gap<\/li><li>Optional or added equipment (available from $1,000 to $30,000)<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Available Discounts:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Multiple motorcycles on the same policy (up to 15%)<\/li><li>Bundling (up to 30%)<\/li><li>Good rider (up to 10%)<\/li><li>Transfer your coverage from another company (up to 10%)<\/li><li>Completion of a motorcycle safety course (up to 5%)<\/li><li>Membership in one of eight motorcycle organizations (up to 10%)<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>AM Best Rating: <\/strong>A+ (superior)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00bb <\/strong><a rel=\"sponsored noopener\" href=\"https:\/\/www.consumersadvocate.org\/pr\/ucb3808d8951\" target=\"_blank\"><strong>Protect Yourself and Your Bike<\/strong><\/a><\/p>\n<\/div><\/section>\n\n\n\n<section id=\"geico\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"geico\"><a href=\"https:\/\/www.consumersadvocate.org\/pr\/mc56f451ccb5\" target=\"_blank\" rel=\"sponsored noopener\">GEICO<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">GEICO is one of the top providers of car insurance, so it only makes sense it would be a leader when it comes to motorcycle coverage, as well. GEICO covers just about every type of bike there is, including some custom bikes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While it provides the typical standard coverages you would expect to find in a basic motorcycle insurance policy, there are also plenty of optional coverages.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition to the usual lineup of medical payments, personal injury protection, emergency roadside assistance, and towing and labor, it also adds coverage for accessories and helmets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">And the company is particularly strong with discounts. For example, you&#8217;ll get a 20% discount just for switching to GEICO from another carrier. And once you&#8217;re onboard with GEICO, you can save up to 10% just for renewing your policy with them.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One of the big advantages with a major car insurance company is that you may already have your car or other vehicles covered with GEICO. Adding your motorcycle to the same policy will save you even more money.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Covered Bikes:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Sport bikes<\/li><li>Cruisers<\/li><li>Touring bikes<\/li><li>Enduros<\/li><li>Scooters<\/li><li>Dirt bikes<\/li><li>Trikes<\/li><li>Some custom bikes<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Standard Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Bodily injury liability<\/li><li>Property damage<\/li><li>Collision<\/li><li>Comprehensive<\/li><li>Uninsured\/underinsured motorist liability and property damage<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Optional Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Accessories coverage<\/li><li>Helmet coverage<\/li><li>Comprehensive physical damage<\/li><li>Medical payments, no-fault or personal injury protection<\/li><li>Emergency roadside assistance<\/li><li>Towing and labor<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Available Discounts:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Switching from another company (20%)<\/li><li>Multiple motorcycles (up to 10%)<\/li><li>Bundling with other GEICO policies (5%)<\/li><li>Mature riders (up to 10%)<\/li><li>Good rider (up to 10%)<\/li><li>Renew your GEICO motorcycle coverage (up to 10%)<\/li><li>Completion of a motorcycle safety course or military safety course (up to 10%)<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>AM Best Rating:<\/strong> A+ (superior)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00bb<\/strong> <a rel=\"sponsored noopener\" href=\"https:\/\/www.consumersadvocate.org\/pr\/mc56f451ccb5\" target=\"_blank\"><strong>Get a Fast and Free Quote From Geico<\/strong><\/a><\/p>\n<\/div><\/section>\n\n\n\n<section id=\"harley-davidson\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"harley-davidson\"><a href=\"https:\/\/www.consumersadvocate.org\/pr\/u3a8c3b0cfab\" target=\"_blank\" rel=\"sponsored noopener\">Harley-Davidson<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">No one knows motorcycles better than the company that makes some of the best ones \u2014 Harley-Davidson itself. That\u2019s why Harley-Davidson\u2019s insurance company made our short list of picks. You don\u2019t need to own a Harley-Davidson to qualify for insurance coverage. This company insures most any motorcycle, whether it\u2019s an Indian, a Honda, a Suzuki or another brand.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Like Dairyland, Harley-Davidson offers starting motorcycle insurance rates as low as $6 per month.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Harley-Davidson\u2019s financial strength hasn\u2019t been rated by AM Best. However, Harley-Davidson has been a part of U.S. motorcycle culture for over a century, and is making strategic change to its business model to stay competitive.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">One of the best things about Harley-Davidson\u2019s motorcycle insurance is that the company offers more discounts than any other insurer we reviewed. The company offers 12 different discounts for a wide range of things including completing a course through the Harley-Davidson Riding Academy.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Harley-Davidson also offers accident forgiveness standard on all of its policies. If your policy has been in place for at least a year, your rates won\u2019t go up after your first accident. It also offers a wide range of optional coverage types, including the only policy we\u2019ve seen specifically for covering bike rentals while you\u2019re on vacation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">There are two distinct disadvantages to Harley-Davidson insurance. It\u2019s not available to riders in Alaska, Hawaii or Washington, D.C. And the company also doesn\u2019t offer a mobile app, so your business must be conducted entirely via computer, over the phone or in person.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Covered Bikes:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Harley-Davidson bikes (of course!)<\/li><li>Most other motorcycle manufacturers\u2019 bikes<\/li><li>Cruisers<\/li><li>Touring bikes<\/li><li>Sport bikes<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Standard Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Bodily injury and property damage liability<\/li><li>Uninsured\/underinsured motorist liability and property damage<\/li><li>Comprehensive and collision<\/li><li>Medical payments<\/li><li>$1,000 accessory coverage standard<\/li><li>Harley-Davidson genuine motor parts and accessories<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Optional Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Coverage for helmets and safety equipment<\/li><li>Total loss coverage<\/li><li>Trip interruption<\/li><li>Roadside assistance<\/li><li>Guest passenger liability<\/li><li>Vacation rental<\/li><li>Personal injury protection<\/li><li>Rental reimbursement<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Available Discounts:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>H.O.G. member discount<\/li><li>Accident forgiveness<\/li><li>Harley-Davidson Riding Academy discount<\/li><li>New bike<\/li><li>Motorcycle endorsement to your driver\u2019s license<\/li><li>Experienced rider (based on the number of years riding)<\/li><li>Homeownership<\/li><li>Prompt payer<\/li><li>Multi-cycles on the same policy<\/li><li>Loyalty (with H-D at least one year)<\/li><li>Bundled protection<\/li><li>Claim-free renewal<\/li><li>Anti-theft devices<\/li><li>Member of military or law enforcement<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>AM Best Rating: <\/strong>N\/A<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00bb<\/strong> <a rel=\"sponsored noopener\" href=\"https:\/\/www.consumersadvocate.org\/pr\/u3a8c3b0cfab\" target=\"_blank\"><strong>Protect Your Bike Now<\/strong><\/a><\/p>\n<\/div><\/section>\n\n\n\n<section id=\"dairyland\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"dairyland\"><a href=\"https:\/\/www.consumersadvocate.org\/pr\/u6926d1e3f8d\" target=\"_blank\" rel=\"sponsored noopener\">Dairyland<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Dairyland is owned by Sentry, a slightly more well-known insurance company. Don\u2019t let this small company fool you, though: It still offers great motorcycle insurance policies. This company has a high AM Best financial rating, which means you can count on it to pay up when you need it.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It also offers low-cost motorcycle insurance with rates starting at $6 per month or $72 per year. That\u2019s $7 less than Progressive\u2019s lowest quote.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Covered Bikes:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Standard bikes<\/li><li>Cruisers<\/li><li>Touring bikes<\/li><li>Sport touring bikes<\/li><li>Sport bikes<\/li><li>Trikes<\/li><li>Dirt bikes<\/li><li>Dual-purpose bikes<\/li><li>Scooters, mopeds and autocycles<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Standard Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Bodily injury and property damage liability<\/li><li>Uninsured\/underinsured motorist liability and property damage<\/li><li>Comprehensive and collision<\/li><li>Medical payments<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Optional Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Personal injury protection<\/li><li>Optional\/special equipment<\/li><li>Physical damage plus (OEM)<\/li><li>Rental reimbursement<\/li><li>Replacement cost<\/li><li>Roadside assistance<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Available Discounts:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Multi-cycles on the same policy<\/li><li>Loyalty (with Dairyland at least one year)<\/li><li>Completion of a rider safety course<\/li><li>Switching from another insurance carrier<\/li><li>Roadside assistance<\/li><li>OEM part guarantee for repairs<\/li><li>Trip interruption<\/li><li>Guest passenger coverage<\/li><li>Homeowner<\/li><li>Member of a riding club<\/li><li>H.O.G. member<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>AM Best Rating:<\/strong> A+ (superior)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00bb<\/strong> <a rel=\"sponsored noopener\" href=\"https:\/\/www.consumersadvocate.org\/pr\/u6926d1e3f8d\" target=\"_blank\"><strong>Save Money With Dairyland<\/strong><\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n<\/div><\/section>\n\n\n\n<section id=\"markele\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"markel\"><a href=\"https:\/\/www.consumersadvocate.org\/pr\/u6926d1e3f8d\" target=\"_blank\" rel=\"sponsored noopener\">Markel<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Markel is another strong choice because this company offers specialized insurance products, not just cookie-cutter policies that other insurers dole out. This company has an AM Best rating of A (Excellent), which isn\u2019t bad, but it\u2019s not the best either.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Markel might also be the lowest-cost provider on this list. It offers policies starting as low as $50 per year with up to 35% in discounts.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It offers a unique policy option: mechanical breakdown coverage. This helps cover the cost of specific components that need to be replaced due to mechanical breakdown. However, this coverage is not available on all bikes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Markel is also one of the few companies to offer an accident forgiveness plan. If you go more than four years without getting an accident and need to file a claim, the company won\u2019t raise your rate.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The only downside of Markel is that it doesn\u2019t offer a mobile app. If you\u2019re the type of person who values being able to conduct your insurance business on the open road, this might be a company to avoid.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Covered Bikes:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Cruisers<\/li><li>Touring bikes<\/li><li>Sport bikes<\/li><li>Sport touring bikes<\/li><li>Big twins<\/li><li>Street bikes<\/li><li>Scooters and mopeds<\/li><li>Dirt bikes<\/li><li>Trikes<\/li><li>Custom motorcycles<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Standard Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Bodily injury and property damage liability<\/li><li>Uninsured\/underinsured motorist liability and property damage<\/li><li>Comprehensive and collision<\/li><li>Medical payments<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Optional Coverages:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Accessory coverage ($1,000 with specialty collision and comprehensive, purchased in increments of $1,000, all the way up to $30,000)<\/li><li>Mechanical breakdown (as discussed above)<\/li><li>Trailer coverage<\/li><li>Funeral expense coverage<\/li><li>Trip interruption<\/li><li>Roadside assistance<\/li><li>Rental reimbursement<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Available Discounts:<\/strong><\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Diminishing deductible (25% off your deductible for every claim-free year, potentially going all the way to zero after four years)<\/li><li>Switching from another company (up to 10%)<\/li><li>Multi-cycles on the same policy<\/li><li>Antilock brakes and anti-theft alarm<\/li><li>Safe drivers (no more than one minor moving violation in the previous three years)<\/li><li>Safety course<\/li><li>Accident forgiveness<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>AM Best Rating:<\/strong> A (excellent)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00bb<\/strong> <a rel=\"sponsored noopener\" href=\"https:\/\/www.consumersadvocate.org\/pr\/uf965a288460\" target=\"_blank\"><strong>Get the Peace of Mind Your Deserve With Markele<\/strong><\/a><\/p>\n<\/div><\/section>\n\n\n\n<section id=\"choose-best-motorcycle\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"sds-heading--2 wp-block-heading\" id=\"how-to-choose-the-best-motorcycle-insurance\">How to Choose the Best Motorcycle Insurance<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The biggest thing to consider when choosing the best motorcycle insurance is what coverage you need. Everyone\u2019s risk is different, so you need to choose what type of insurance best matches your risk. Here are some things to think about:<\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Do you ever carry passengers?<\/li><li>Is your bike a target for thieves?<\/li><li>Are OEM parts important to you?<\/li><li>Do you travel far from home frequently?<\/li><li>How good is your personal health insurance policy?<\/li><li>Do you live in a state with many uninsured motorists?<\/li><li>Does your life insurance policy cover you if you die in an accident?<\/li><li>How much are your custom additions, such as sidecars or riding gear, worth?<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Next, make a list of motorcycle insurance companies that offer the coverage you need. You can pretty much count on all motorcycle insurance companies offering the following types of insurance coverage:<\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Liability<\/li><li>Collision<\/li><li>Comprehensive<\/li><li>Uninsured\/underinsured motorist<\/li><li>Medical payments or personal injury protection<\/li><\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Go to each of the companies on your list and ask for a quote. From there, you can compare each company based on cost, offered features, reputation and your evaluation of the company. This gives you a full picture of each potential company, so you can select the best motorcycle insurance for your situation.<\/p>\n<\/div><\/section>\n\n\n\n<section id=\"widget\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"ca-widget\" data-token=\"u9361e7ea199\"><\/div>\n<script async=\"\" defer=\"\" src=\"https:\/\/www.consumersadvocate.org\/embeds\/embedder.js?v=1\"><\/script>\n<\/div><\/section>\n\n\n\n<section id=\"Motorcycle-Insurance-Types\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"sds-heading--2 wp-block-heading\" id=\"breakdown-of-motorcycle-insurance-types\">Breakdown of Motorcycle Insurance Types<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">It\u2019s important to understand the different types of insurance so that you can pick the best motorcycle insurance coverage options for you.<\/p>\n\n\n\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"liability-insurance\">Liability Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Depending on which state you live in, you\u2019ll need to purchase a minimum amount of liability insurance. Generally, the minimum requirements for motorcycle insurance are the same as for auto insurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Liability insurance only covers other people that you injure or other people\u2019s property that you damage. It does nothing to protect you, besides providing a payout for the damage you may cause in an accident.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Liability coverage is generally expressed as a series of three numbers, such as 15\/30\/25 or $15,000\/$30,000\/$25,000. This refers to the payout limits for:<\/p>\n\n\n\n<ol class=\"sds-list sds-list--ordered wp-block-list\"><li>Each person injured<\/li><li>Total injuries per accident<\/li><li>Property damage<\/li><\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">A 15\/30\/25 policy, for example, will only pay out up to $15,000 per person injured up to a maximum of $30,000 per accident and $25,000 for property damage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Just because you purchase the minimum required liability coverage for your state doesn\u2019t mean you\u2019re off the hook. If you cause an accident that injures more people or property than your policy pays out, you\u2019ll have to pay the difference out of pocket.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That\u2019s why it\u2019s wise to speak with an insurance rep or research the average claim payout in your state to see what you might expect to pay if you cause an accident.<\/p>\n\n\n\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"collision-insurance\">Collision Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you cause an accident, liability coverage won\u2019t help you get your own bike back on the road. For that, you\u2019ll need to purchase collision insurance. This covers damage to your own property, regardless of whether you caused the accident or not.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Buying collision insurance provides you an advantage because even if someone else causes the accident, you can still file a claim with your own insurance company. This should get you back on the road faster because your insurance company can pay you immediately for the repairs. They can then pursue the other driver\u2019s insurance company for payment, which is often a slow step in the process.<\/p>\n\n\n\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"comprehensive-insurance\">Comprehensive Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Just because you\u2019re not physically on your bike doesn\u2019t mean it\u2019s not susceptible to financial threats. Even if it\u2019s parked in a garage for the winter, it can still be stolen, squashed by a fallen tree or lost in a house fire.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This is where comprehensive insurance comes to the rescue. This covers your bike for all nondriving damage. Motorcycles can be prone to being stolen because they\u2019re so portable, so this is a particularly important type of insurance to consider.<\/p>\n\n\n\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"uninsured-underinsured-motorist-insurance\">Uninsured\/Underinsured Motorist Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Insurance Information Institute estimates that 1 out of every 8 drivers on the road is uninsured. Worse than that, many people purchase just the minimum liability coverage, which may not pay you enough if you get into a bad accident. It\u2019s a bad game of roulette that you don\u2019t want to play.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Buying uninsured or underinsured motorist coverage can help provide extra protection if you are unlucky enough to be hit by one of these drivers. You can try suing the person who hit you for damages beyond what their insurance policy pays out (if they have one), but chances are if they skimped on their own coverage, they won\u2019t have much in the way of personal assets to pay you. Uninsured or underinsured motorist coverage can help cover the cost in these cases.<\/p>\n<\/div><\/section>\n\n\n\n<section id=\"widget-2\" class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"ca-widget\" data-token=\"u9361e7ea199\"><\/div>\n<script async=\"\" defer=\"\" src=\"https:\/\/www.consumersadvocate.org\/embeds\/embedder.js?v=1\"><\/script>\n<\/div><\/section>\n\n\n\n<section id=\"FAQ\" class=\"wp-block-group sds-page-section ticss-f5fc92fe\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h2 class=\"sds-heading--2 wp-block-heading\" id=\"faqs-for-finding-the-best-motorcycle-insurance\">FAQs for Finding the Best Motorcycle Insurance<\/h2>\n\n\n\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"how-do-insurance-companies-set-my-rates\">How Do Insurance Companies Set My Rates?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Insurance companies take a wide range of factors into account when setting your rates:<\/p>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li>Your age<\/li><li>Your gender<\/li><li>Where you live<\/li><li>Your credit history<\/li><li>How long you\u2019ve been riding<\/li><li>Your bike\u2019s age, model and style<\/li><\/ul>\n\n\n\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"what-is-an-am-best-rating\">What Is an AM Best Rating?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">This is a measure of how strong a company\u2019s finances are. It\u2019s a good idea to stick with companies that have an A rating or higher because this means they\u2019re more likely to be able to pay out when you need to file a claim.<\/p>\n\n\n\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"should-i-buy-the-minimum-motorcycle-insurance-required\">Should I Buy the Minimum Motorcycle Insurance Required?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">You can do this, but it\u2019s generally not a good idea. If you can\u2019t afford to pay for repairs or a replacement for your bike, or for the medical and damage payments that would result from an accident, it\u2019s a good idea to purchase more insurance coverage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you don\u2019t, you might not be able to afford to get back in the saddle again after an accident.<\/p>\n\n\n\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"what-is-oem-parts-coverage\">What Is OEM Parts Coverage?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">OEM stands for original equipment manufacturer. This coverage ensures that if you need a repair for the Harley-Davidson that\u2019s near and dear to your heart, for example, you\u2019re covered for Harley-Davidson parts and not spare parts from the bargain bin.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Some companies offer this as standard on all of their policies, and some companies charge a bit extra for it. If it\u2019s important to you that your bike is repaired with authentic parts if you get into an accident, make sure you have this coverage.<\/p>\n\n\n\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"how-do-i-decide-how-much-custom-equipment-coverage-to-get\">How Do I Decide How Much Custom Equipment Coverage to Get?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you have a lot of custom gear or accessories for your bike, it\u2019s a good idea to buy extra protection for it. The best way to assess how much you need is to simply make a list of what custom gear and riding accessories you\u2019ve purchased for your bike and estimate it\u2019s worth. Keep the list updated as you buy new equipment.<\/p>\n\n\n\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"the-bottom-line\">The Bottom Line<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Buying the best motorcycle insurance you can afford ensures that you can take whatever hits riding throws at you. It\u2019ll also give you peace of mind since you know you\u2019re not a stone\u2019s throw away from financial catastrophe.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">It may take a bit of research to find the best policy at first, but it\u2019s time well invested. Make sure you revisit your insurance needs each year. If you get a new addition to your bike, for example, make sure your policy covers it so you\u2019re not left high and dry. If you follow these principles, you can enjoy many more stress-free years on the open road.<\/p>\n<\/div><\/section>\n\n\n\n<div id=\"Disclaimer\" class=\"wp-block-group ticss-57262c78 sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"sponsored-disclaimer\">\n<a class=\"sponsor-logo\" href=\"https:\/\/money.com\" rel=\"sponsored\">\n<img decoding=\"async\" alt=\"Money.com logo\" src=\"https:\/\/images.cars.com\/cldstatic\/wp-content\/uploads\/money.com_.png\">\n<\/a>\n        <div>This advertisement was sponsored by <a href=\"https:\/\/money.com\" rel=\"sponsored\" target=\"_blank\" aria-describedby=\"audioeye_new_window_message\">Money.com<\/a>. Cars.com reporters and reviewers do not participate in the creation of sponsored articles.<\/div>\n      <\/div>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<section class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\"><div class=\"sds-card sds-card--news expert-review-card-wrapper latest-news-card\">\n  <a class=\"sds-card__link\" data-activity-rule-type=\"page-over-page\" data-linkname=\"news-article\" href=\"https:\/\/www.cars.com\/explore\/insurance\/how-much-is-motorcycle-insurance\/\">\n    <div class=\"sds-card__media\">\n      <figure class=\"sds-card__photo\">\n        <div class=\"sds-container__media\">\n        \t<img width=\"750\" height=\"533\" data-public-id=\"wp\/editorial\/sponsored-how-much-is-motorcycle-insurance-average-motorcycle-insurance-cost-in-2021\/sponsored-how-much-is-motorcycle-insurance-average-motorcycle-insurance-cost-in-2021.jpg\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/assets.carsdn.co\/images\/w_750,h_533,c_scale\/f_auto,q_auto\/v1621545502\/wp\/editorial\/sponsored-how-much-is-motorcycle-insurance-average-motorcycle-insurance-cost-in-2021\/sponsored-how-much-is-motorcycle-insurance-average-motorcycle-insurance-cost-in-2021.jpg?_i=AA\" class=\"sds-card__photo__image wp-image-4784\" alt=\"\" data-format=\"jpg\" data-transformations=\"f_auto,q_auto\" data-version=\"1621545502\" data-seo=\"1\" data-responsive=\"1\" \/>\n\t\t\t\t<\/div>\n      <\/figure>\n    <\/div>\n    <div class=\"sds-card__desc\">\n      <div class=\"sds-card__header\">      \n        <div class=\"sds-card__label\">money<\/div>\n        <div class=\"sds-card__title sds-heading--5\">How Much Is Motorcycle Insurance? Average Motorcycle Insurance Cost in 2022<\/div>\n      <\/div>\n\t\t\t<section class=\"news-card-byline\">\n\t    <\/section>\n    <\/div>\n  <\/a>\n<\/div>\n\n\n<div class=\"sds-card sds-card--news expert-review-card-wrapper latest-news-card\">\n  <a class=\"sds-card__link\" data-activity-rule-type=\"page-over-page\" data-linkname=\"news-article\" href=\"https:\/\/www.cars.com\/explore\/insurance\/best-car-insurance-companies\/\">\n    <div class=\"sds-card__media\">\n      <figure class=\"sds-card__photo\">\n        <div class=\"sds-container__media\">\n        \t<img width=\"750\" height=\"518\" data-public-id=\"wp\/editorial\/sponsored-best-car-insurance-companies-of-2021\/sponsored-best-car-insurance-companies-of-2021.jpg\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/assets.carsdn.co\/images\/w_750,h_518,c_scale\/f_auto,q_auto\/v1621545511\/wp\/editorial\/sponsored-best-car-insurance-companies-of-2021\/sponsored-best-car-insurance-companies-of-2021.jpg?_i=AA\" class=\"sds-card__photo__image wp-image-4043\" alt=\"\" data-format=\"jpg\" data-transformations=\"f_auto,q_auto\" data-version=\"1621545511\" data-seo=\"1\" data-responsive=\"1\" \/>\n\t\t\t\t<\/div>\n      <\/figure>\n    <\/div>\n    <div class=\"sds-card__desc\">\n      <div class=\"sds-card__header\">      \n        <div class=\"sds-card__label\">money<\/div>\n        <div class=\"sds-card__title sds-heading--5\">4 Best Car Insurance Companies of 2022<\/div>\n      <\/div>\n\t\t\t<section class=\"news-card-byline\">\n\t    <\/section>\n    <\/div>\n  <\/a>\n<\/div>\n\n\n<div class=\"sds-card sds-card--news expert-review-card-wrapper latest-news-card\">\n  <a class=\"sds-card__link\" data-activity-rule-type=\"page-over-page\" data-linkname=\"news-article\" href=\"https:\/\/www.cars.com\/explore\/insurance\/how-much-is-car-insurance\/\">\n    <div class=\"sds-card__media\">\n      <figure class=\"sds-card__photo\">\n        <div class=\"sds-container__media\">\n        \t<img width=\"750\" height=\"533\" data-public-id=\"wp\/editorial\/sponsored-best-car-insurance-companies-in-pennsylvania-for-2021\/sponsored-best-car-insurance-companies-in-pennsylvania-for-2021.jpg\" loading=\"lazy\" decoding=\"async\" src=\"https:\/\/assets.carsdn.co\/images\/w_750,h_533,c_scale\/f_auto,q_auto\/v1621545515\/wp\/editorial\/sponsored-best-car-insurance-companies-in-pennsylvania-for-2021\/sponsored-best-car-insurance-companies-in-pennsylvania-for-2021.jpg?_i=AA\" class=\"sds-card__photo__image wp-image-4561\" alt=\"\" data-format=\"jpg\" data-transformations=\"f_auto,q_auto\" data-version=\"1621545515\" data-seo=\"1\" data-responsive=\"1\" \/>\n\t\t\t\t<\/div>\n      <\/figure>\n    <\/div>\n    <div class=\"sds-card__desc\">\n      <div class=\"sds-card__header\">      \n        <div class=\"sds-card__label\">money<\/div>\n        <div class=\"sds-card__title sds-heading--5\">How Much Is Car Insurance? Average Car Insurance Cost in 2022<\/div>\n      <\/div>\n\t\t\t<section class=\"news-card-byline\">\n\t    <\/section>\n    <\/div>\n  <\/a>\n<\/div>\n\n\n<div class=\"sds-card sds-card--news expert-review-card-wrapper latest-news-card\">\n  <a class=\"sds-card__link\" data-activity-rule-type=\"page-over-page\" data-linkname=\"news-article\" href=\"https:\/\/www.cars.com\/explore\/insurance\/best-car-warranty-companies\/\">\n    <div class=\"sds-card__media\">\n      <figure class=\"sds-card__photo\">\n        <div class=\"sds-container__media\">\n        \t<img width=\"750\" height=\"485\" loading=\"lazy\" decoding=\"async\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI3NTAiIGhlaWdodD0iNDg1Ij48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIj48YW5pbWF0ZSBhdHRyaWJ1dGVOYW1lPSJmaWxsIiB2YWx1ZXM9InJnYmEoMTUzLDE1MywxNTMsMC41KTtyZ2JhKDE1MywxNTMsMTUzLDAuMSk7cmdiYSgxNTMsMTUzLDE1MywwLjUpIiBkdXI9IjJzIiByZXBlYXRDb3VudD0iaW5kZWZpbml0ZSIgLz48L3JlY3Q+PC9zdmc+\" class=\"sds-card__photo__image wp-image-4574\" alt=\"\" data-public-id=\"wp\/editorial\/ConsumerAdvocate-warranty-article\/ConsumerAdvocate-warranty-article.jpg\" data-format=\"jpg\" data-transformations=\"f_auto,q_auto\" data-version=\"1630015453\" data-seo=\"1\" data-responsive=\"1\" data-size=\"750 485\" data-delivery=\"upload\" onload=\";window.CLDBind?CLDBind(this):null;\" data-cloudinary=\"lazy\" \/>\n\t\t\t\t<\/div>\n      <\/figure>\n    <\/div>\n    <div class=\"sds-card__desc\">\n      <div class=\"sds-card__header\">      \n        <div class=\"sds-card__label\">money<\/div>\n        <div class=\"sds-card__title sds-heading--5\">7 Best Car Warranty Companies of 2022<\/div>\n      <\/div>\n\t\t\t<section class=\"news-card-byline\">\n\t    <\/section>\n    <\/div>\n  <\/a>\n<\/div>\n\n\n<div class=\"sds-card sds-card--news expert-review-card-wrapper latest-news-card\">\n  <a class=\"sds-card__link\" data-activity-rule-type=\"page-over-page\" data-linkname=\"news-article\" href=\"https:\/\/www.cars.com\/explore\/insurance\/how-much-does-an-extended-car-warranty-cost\/\">\n    <div class=\"sds-card__media\">\n      <figure class=\"sds-card__photo\">\n        <div class=\"sds-container__media\">\n        \t<img width=\"750\" height=\"533\" loading=\"lazy\" decoding=\"async\" src=\"data:image\/svg+xml;base64,PHN2ZyB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciIHdpZHRoPSI3NTAiIGhlaWdodD0iNTMzIj48cmVjdCB3aWR0aD0iMTAwJSIgaGVpZ2h0PSIxMDAlIj48YW5pbWF0ZSBhdHRyaWJ1dGVOYW1lPSJmaWxsIiB2YWx1ZXM9InJnYmEoMTUzLDE1MywxNTMsMC41KTtyZ2JhKDE1MywxNTMsMTUzLDAuMSk7cmdiYSgxNTMsMTUzLDE1MywwLjUpIiBkdXI9IjJzIiByZXBlYXRDb3VudD0iaW5kZWZpbml0ZSIgLz48L3JlY3Q+PC9zdmc+\" class=\"sds-card__photo__image wp-image-4571\" alt=\"\" data-public-id=\"wp\/editorial\/sponsored-extended-car-warranty-cost\/sponsored-extended-car-warranty-cost.jpg\" data-format=\"jpg\" data-transformations=\"f_auto,q_auto\" data-version=\"1621545505\" data-seo=\"1\" data-responsive=\"1\" data-size=\"750 533\" data-delivery=\"upload\" onload=\";window.CLDBind?CLDBind(this):null;\" data-cloudinary=\"lazy\" \/>\n\t\t\t\t<\/div>\n      <\/figure>\n    <\/div>\n    <div class=\"sds-card__desc\">\n      <div class=\"sds-card__header\">      \n        <div class=\"sds-card__label\">money<\/div>\n        <div class=\"sds-card__title sds-heading--5\">How Much Does an Extended Car Warranty Cost?<\/div>\n      <\/div>\n\t\t\t<section class=\"news-card-byline\">\n\t    <\/section>\n    <\/div>\n  <\/a>\n<\/div>\n<\/div><\/section>\n\n\n\n<section class=\"wp-block-group sds-page-section\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<h3 class=\"sds-heading--3 wp-block-heading\" id=\"best-insurance-by-state\">Best Insurance by State:<\/h3>\n\n\n\n<ul class=\"sds-list sds-list--unordered wp-block-list\"><li><a href=\"https:\/\/www.cars.com\/explore\/insurance\/best-car-insurance-companies-in-california\/\" rel=\"sponsored\">California<\/a><\/li><li><a href=\"https:\/\/www.cars.com\/explore\/insurance\/best-car-insurance-companies-in-florida\/\" rel=\"sponsored\">Florida<\/a><\/li><li><a href=\"https:\/\/www.cars.com\/explore\/insurance\/best-car-insurance-companies-in-illinois\/\" rel=\"sponsored\">Illinois<\/a><\/li><li><a href=\"https:\/\/www.cars.com\/explore\/insurance\/best-car-insurance-companies-in-michigan\/\" rel=\"sponsored\">Michigan<\/a><\/li><li><a href=\"https:\/\/www.cars.com\/explore\/insurance\/best-car-insurance-companies-in-new-jersey\/\" rel=\"sponsored\">New Jersey<\/a><\/li><li><a href=\"https:\/\/www.cars.com\/explore\/insurance\/best-car-insurance-companies-in-pennsylvania\/\" rel=\"sponsored\">Pennsylvania<\/a><\/li><li><a href=\"https:\/\/www.cars.com\/explore\/insurance\/best-car-insurance-companies-in-texas\/\" rel=\"sponsored\">Texas<\/a><\/li><\/ul>\n<\/div><\/section>\n<\/div>\n<\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Home Insurance 5 Best Motorcycle Insurance Companies of 2022 Sponsored by Money.com 5 Best Motorcycle Insurance Companies of 2022 The best motorcycle insurance will keep you financially protected from curveballs the road throws at you, whether it\u2019s damage from lawsuits, bike theft or paying medical bills so you\u2019re fit to ride again. There are plenty <a href=\"https:\/\/live.cars.com\/explore\/insurance\/best-motorcycle-insurance-companies\/\" class=\"entry__more-link\">[&hellip;]<\/a><\/p>\n","protected":false},"author":1,"featured_media":4042,"parent":4034,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_crdt_document":"","inline_featured_image":false,"_cloudinary_featured_overwrite":false,"footnotes":""},"class_list":["entry","entry--4035","entry--type-page","entry--status-publish","entry--author-knesbit","has-post-thumbnail"],"acf":[],"_links":{"self":[{"href":"https:\/\/live.cars.com\/index.php\/wp-json\/wp\/v2\/pages\/4035","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/live.cars.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/live.cars.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/live.cars.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/live.cars.com\/index.php\/wp-json\/wp\/v2\/comments?post=4035"}],"version-history":[{"count":0,"href":"https:\/\/live.cars.com\/index.php\/wp-json\/wp\/v2\/pages\/4035\/revisions"}],"up":[{"embeddable":true,"href":"https:\/\/live.cars.com\/index.php\/wp-json\/wp\/v2\/pages\/4034"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/live.cars.com\/index.php\/wp-json\/wp\/v2\/media\/4042"}],"wp:attachment":[{"href":"https:\/\/live.cars.com\/index.php\/wp-json\/wp\/v2\/media?parent=4035"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}